Congratulations on being born!
A child makes it into this world and the parents are proud that they have provided for all of its needs ..Or have they?
What if one or both of the parents becomes ill or dies? offers security to those who are left to care for the child.
We live in a material world. As the child grows, so will the expense. Clothing, sports equipment, bicycles, music and so on. Why not start now to avoid disappointment in the future!
School and University seem such a long way in the future. But a private education and University fees can be very expensive, so it pays to think about now.